November 6, 2025

No one likes to think about needing long-term care, but planning ahead can make the difference between financial stability and unexpected hardship. Many people underestimate the true cost of care — not just the nursing home or carer’s fees, but the hidden expenses that can drain savings faster than expected. Here are five often-overlooked costs […]

Divorce is never easy, but separating later in life — often called a “grey divorce” — comes with unique financial challenges. After 50, there’s less time to rebuild savings, and income sources like pensions and investments become more important than ever. Understanding how divorce affects your money can help you protect your future and make

Life insurance can feel like a confusing topic — especially once you hit your 50s. You might wonder if it’s still worth having, or if you’ve missed the best time to get it. The truth is, life insurance can still play a valuable role in your financial plan, but it’s important to separate fact from

If you’re in your 50s or beyond and feel behind on saving or investing, you’re not alone — and it’s definitely not too late. Many people only start taking money matters seriously later in life, and while the window to build long-term wealth is shorter, there are still powerful ways to make your money work

Every year, millions of pounds in government benefits go unclaimed — much of it by people over 50 who simply don’t know what they’re entitled to. Whether you’re still working, semi-retired, or fully retired, there could be financial support available to help ease the cost of living, boost your income, or support your health and

Your 50s can be a turning point — a time when retirement starts to feel close enough to picture, yet far enough away to take meaningful action. Whether you’re ahead, behind, or just starting to focus on it, this decade is crucial for securing financial comfort later in life. So, how much should you actually

If you’re over 55 and have built up significant value in your home, you may be sitting on a powerful financial asset — your home equity. Equity release allows you to access some of that value without selling your property or moving out. But before diving in, it’s essential to understand how it works, its

Taking on or managing a mortgage after 50 can feel daunting — especially as you begin thinking about retirement, income stability, and long-term security. But being over 50 doesn’t mean your homeownership goals are out of reach. In fact, with the right approach, you can make smart mortgage decisions that protect your finances and even

If you’re in your 50s, chances are you’ve built solid experience in your career — but that doesn’t always mean your income has kept pace with your needs or goals. The good news? You don’t have to start over or find a new job to earn more. With a few smart adjustments, you can boost

By the time you reach your 50s, you’ve likely built years of experience — in work, family, and finances. But even the savviest of us can make money missteps at this stage of life. Whether it’s underestimating retirement costs or being too cautious with savings, small mistakes can add up quickly. Here are ten common